OpenAI has introduced ChatGPT Wallet, a new payment feature that allows AI agents to make purchases on behalf of users without accessing their actual credit or debit card details. Developed in partnership with American Express, Mastercard and Visa, the feature aims to make AI-powered shopping more secure while allowing users to retain control over individual transactions.
\n\nChatGPT Wallet will initially be available through OpenAI's dots for ChatGPT Pro subscribers aged 18 and above in the US, with eligible US-issued cards.
\n\nThe launch marks a step towards agentic commerce, where AI agents can handle tasks such as researching products, comparing prices and completing purchases on behalf of users.
\n\nChatGPT Wallet allows users to add a payment card once and authorise purchases made by their AI agents without repeatedly entering their card details.
\n\nBefore completing a transaction, the user reviews the items being purchased, the total amount and the selected payment card. They must then approve the purchase through a security check, such as Face ID or a fingerprint scan.
\n\nOnce the user approves the transaction, the payment network generates a payment token that acts as a substitute for the user's actual card details. The token includes a card number, security code…
Original source: https://www.cnbctv18.com/technology/
