Prince Harry’s decision to move back to the UK might be less about mending fences with his family and more about protecting his financial future before Prince William takes the throne. Royal insider Kinsey Schofield told the publication Page Six that people close to William believe inheritance and money are playing a real role in Harry and Meghan Markle‘s decision to return to the UK. According to Schofield, there’s a sense within William’s circle that Harry and Meghan know time is limited and want to reestablish their standing, influence, and closeness to the monarchy while King Charles is still on the throne.

Schofield, who hosts the podcast “Kinsey Schofield Unfiltered,” explained that William, as next in line for the British throne, will eventually have far more control over how the monarchy operates going forward. She said there’s a belief that he’ll be significantly less accommodating than his father has been, and that Harry is well aware of this. Her sources see the timing of the move as an attempt to secure a foothold before William becomes the one deciding how much access Harry and Meghan actually get.

Schofield went further, saying that within the palace, Harry and Meghan are viewed as unpredictable. She described them as loose cannons who aren’t always reliable when it comes to how they characterize events publicly.